AWG and Administrative Offset Articles

When you’re trying to stretch your paycheck from week to week, wage garnishment can feel like an impossible hurdle. Garnishment happens when you owe money for something pertaining to the government or legal matters. This is different from the amount that’s voluntarily taken out of your paycheck for regular taxes. It might seem rough to…

Everyone experiences misfortunes that cause them to fall behind financially. No one has control over job loss, illness, or a reduction in a spouse’s income. Not to mention, when life setbacks happen, other bills don’t stop coming in. Debt buries you when this happens. Unfortunately, the federal government lacks understanding and they will try to…

Being in debt is never a fun experience, but it is one that most Americans are familiar with. Almost all adult Americans have some form of debt. The type and severity of this debt vary from person to person, but it is a situation that bonds us whether we like it or not. If your…

The novel coronavirus (COVID-19) continues to wreak havoc across the globe. The government has restricted goods, services and travel.  Moreover, people across the globe have reduced their business activity.   This has greatly affected business and may negatively affect your pay. Some good news: you may reduce or eliminate your administrative wage garnishment due to…

There are 6 reasons the government can refuse to issue your tax refund and use it as a tax refund offset. These include when you have a delinquent federal or state income tax bill, you have collected more unemployment compensation than you are due, you have defaulted on your student loans, or you owe back…

You spent the last four years working hard to get your college degree, so you could create a good future for yourself. When you graduated, the job market wasn’t quite what you expected and now you’re behind on your student loans and possibly facing legal action. Consumer credit laws were put into place to help…

Even with a decent paying job after graduating from college, making enough money to cover loan payments can be tricky. It’s especially tough when you make little money and have trouble covering bills as it is.  You can stop a student loan wage garnishment. When you fail to pay your federal student loans, though, the…

Having HUD garnish your wages (or threaten to) in order to pay your debt is a serious matter. Here’s what it means and how we can help you. Debt is a serious issue. Expenses can quickly pile up, and without regular payment, your debt can become more problematic. Just ask the HUD. If you have…

It can be frightening to get a Notice of Intent (NOI) to Collect letter, we know. You do have options! Keep reading for what an NOI is and what you can do. If you’ve received services from the U.S. Department of Housing and Urban Development (HUD), but have struggled to meet the payment terms, you…